Ajay Kumar ajay@snapfinance.com & | With 20+ years of IT & Software Team Leadership experience, I have been integral in driving multi-million-dollar technology initiatives while delivering innovation across businesses. I am well versed in the FinTech and technology-focused industries, consistently influencing modernization through cloud infrastructure, automation, and application development. As a leader, I am skilled in driving scalability, leveling up performance, & achieving aggressive business goals. Key Achievements Include: ✅ Empower hyper-growth across the enterprise, leveraging digital transformation, cloud migration, and automation to update and modernize outdated systems and developing a strategy to expand the onshore, nearshore, and offshore teams, including teams in India and Costa Rica ✅ Directed a high-performing engineering team, overseeing a high-volume, scalable financial and payment API platform, generating 25M+ daily hits and 60+ internal and external partner integrations ✅ Joined forces with a myriad of business units to automate a manual process, enhancing employee productivity and yielding a 10% reduction in cost in the consumer lending, financial, and accounting sectors within 6 months ✅ Championed cost reductions, introducing emerging technologies, implementing strategic processes, gaining executive buy-in, facilitating merger and acquisition, and reducing expenses by 3M within the 1st year ✅ Delivered a new digital banking business unit within 9 months, building an innovative enterprise-class online banking and auto lending platform encompassing the US, Puerto Rico, the Caribbean, and Latin America, achieving 1.1B in deposits within the 1st 3 months of tenure, drastically more than the expected 600M Specialties: Broad information technology experience, including enterprise architecture, software development, quality assurance, IT infrastructure, agile processes, process improvement, budget management, micro and macro-level technology understanding, and leadership.

Ajay Kumar

With 20+ years of IT & Software Team Leadership experience, I have been integral in driving multi-million-dollar technology...

Milpitas, California, United States

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Ajay Kumar’s Location Milpitas, California, United States

Ajay Kumar’s Expertise With 20+ years of IT & Software Team Leadership experience, I have been integral in driving multi-million-dollar technology initiatives while delivering innovation across businesses. I am well versed in the FinTech and technology-focused industries, consistently influencing modernization through cloud infrastructure, automation, and application development. As a leader, I am skilled in driving scalability, leveling up performance, & achieving aggressive business goals. Key Achievements Include: ✅ Empower hyper-growth across the enterprise, leveraging digital transformation, cloud migration, and automation to update and modernize outdated systems and developing a strategy to expand the onshore, nearshore, and offshore teams, including teams in India and Costa Rica ✅ Directed a high-performing engineering team, overseeing a high-volume, scalable financial and payment API platform, generating 25M+ daily hits and 60+ internal and external partner integrations ✅ Joined forces with a myriad of business units to automate a manual process, enhancing employee productivity and yielding a 10% reduction in cost in the consumer lending, financial, and accounting sectors within 6 months ✅ Championed cost reductions, introducing emerging technologies, implementing strategic processes, gaining executive buy-in, facilitating merger and acquisition, and reducing expenses by 3M within the 1st year ✅ Delivered a new digital banking business unit within 9 months, building an innovative enterprise-class online banking and auto lending platform encompassing the US, Puerto Rico, the Caribbean, and Latin America, achieving 1.1B in deposits within the 1st 3 months of tenure, drastically more than the expected 600M Specialties: Broad information technology experience, including enterprise architecture, software development, quality assurance, IT infrastructure, agile processes, process improvement, budget management, micro and macro-level technology understanding, and leadership.

Ajay Kumar’s Current Industry Snap Finance

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Work Experience

Snap Finance

Senior Vice President - Global Engineering

Mon Jan 01 2024 00:00:00 GMT+0000 (Coordinated Universal Time) — Present

Snap Finance

Vice President - Engineering

Fri Jan 01 2021 00:00:00 GMT+0000 (Coordinated Universal Time) — Mon Jan 01 2024 00:00:00 GMT+0000 (Coordinated Universal Time)

American Express

Head of Engineering/ED, Consumer Lending, Payment and Collections

Fri Jan 01 2016 00:00:00 GMT+0000 (Coordinated Universal Time) — Fri Jan 01 2021 00:00:00 GMT+0000 (Coordinated Universal Time)

Keypoint Credit Union

CIO/CTO

Thu Jan 01 2015 00:00:00 GMT+0000 (Coordinated Universal Time) — Fri Jan 01 2016 00:00:00 GMT+0000 (Coordinated Universal Time)

Visa

Sr. Director - Global Product Development

Sat Jan 01 2011 00:00:00 GMT+0000 (Coordinated Universal Time) — Thu Jan 01 2015 00:00:00 GMT+0000 (Coordinated Universal Time)

Svb Financial

Tech Lead - Next Generation On-Line Banking

Thu Jan 01 2009 00:00:00 GMT+0000 (Coordinated Universal Time) — Fri Jan 01 2010 00:00:00 GMT+0000 (Coordinated Universal Time)

E Loan

IT Program Manager

Sun Jan 01 2006 00:00:00 GMT+0000 (Coordinated Universal Time) — Thu Jan 01 2009 00:00:00 GMT+0000 (Coordinated Universal Time)

First Franklin Financial Corp A Merrill Lynch

Development Manager/Tech Lead

Wed Jan 01 2003 00:00:00 GMT+0000 (Coordinated Universal Time) — Sun Jan 01 2006 00:00:00 GMT+0000 (Coordinated Universal Time)

S1

Tech Lead/Architect

Mon Jan 01 2001 00:00:00 GMT+0000 (Coordinated Universal Time) — Wed Jan 01 2003 00:00:00 GMT+0000 (Coordinated Universal Time)

Atwealth

Sr. Software Engineer and Architect

Fri Jan 01 1999 00:00:00 GMT+0000 (Coordinated Universal Time) — Mon Jan 01 2001 00:00:00 GMT+0000 (Coordinated Universal Time)

Skills

Languages

FAQ About Ajay Kumar

Ajay Kumar is located at
Milpitas, California, United States

Ajay Kumar is a
With 20+ years of IT & Software Team Leadership experience, I have been integral in driving multi-million-dollar technology initiatives while delivering innovation across businesses. I am well versed in the FinTech and technology-focused industries, consistently influencing modernization through cloud infrastructure, automation, and application development. As a leader, I am skilled in driving scalability, leveling up performance, & achieving aggressive business goals. Key Achievements Include: ✅ Empower hyper-growth across the enterprise, leveraging digital transformation, cloud migration, and automation to update and modernize outdated systems and developing a strategy to expand the onshore, nearshore, and offshore teams, including teams in India and Costa Rica ✅ Directed a high-performing engineering team, overseeing a high-volume, scalable financial and payment API platform, generating 25M+ daily hits and 60+ internal and external partner integrations ✅ Joined forces with a myriad of business units to automate a manual process, enhancing employee productivity and yielding a 10% reduction in cost in the consumer lending, financial, and accounting sectors within 6 months ✅ Championed cost reductions, introducing emerging technologies, implementing strategic processes, gaining executive buy-in, facilitating merger and acquisition, and reducing expenses by 3M within the 1st year ✅ Delivered a new digital banking business unit within 9 months, building an innovative enterprise-class online banking and auto lending platform encompassing the US, Puerto Rico, the Caribbean, and Latin America, achieving 1.1B in deposits within the 1st 3 months of tenure, drastically more than the expected 600M Specialties: Broad information technology experience, including enterprise architecture, software development, quality assurance, IT infrastructure, agile processes, process improvement, budget management, micro and macro-level technology understanding, and leadership. Snap Finance

Ajay Kumar currently works in the
Snap Finance

Ajay Kumar specializes in
With 20+ years of IT & Software Team Leadership experience, I have been integral in driving multi-million-dollar technology initiatives while delivering innovation across businesses. I am well versed in the FinTech and technology-focused industries, consistently influencing modernization through cloud infrastructure, automation, and application development. As a leader, I am skilled in driving scalability, leveling up performance, & achieving aggressive business goals. Key Achievements Include: ✅ Empower hyper-growth across the enterprise, leveraging digital transformation, cloud migration, and automation to update and modernize outdated systems and developing a strategy to expand the onshore, nearshore, and offshore teams, including teams in India and Costa Rica ✅ Directed a high-performing engineering team, overseeing a high-volume, scalable financial and payment API platform, generating 25M+ daily hits and 60+ internal and external partner integrations ✅ Joined forces with a myriad of business units to automate a manual process, enhancing employee productivity and yielding a 10% reduction in cost in the consumer lending, financial, and accounting sectors within 6 months ✅ Championed cost reductions, introducing emerging technologies, implementing strategic processes, gaining executive buy-in, facilitating merger and acquisition, and reducing expenses by 3M within the 1st year ✅ Delivered a new digital banking business unit within 9 months, building an innovative enterprise-class online banking and auto lending platform encompassing the US, Puerto Rico, the Caribbean, and Latin America, achieving 1.1B in deposits within the 1st 3 months of tenure, drastically more than the expected 600M Specialties: Broad information technology experience, including enterprise architecture, software development, quality assurance, IT infrastructure, agile processes, process improvement, budget management, micro and macro-level technology understanding, and leadership.

Ajay Kumar speaks the following languages:
No languages available.

Ajay Kumar has prior experience in the following industries:
Snap Finance , American Express , Keypoint Credit Union , Visa , Svb Financial , E Loan , First Franklin Financial Corp A Merrill Lynch , S1 , Atwealth

Ajay Kumar has the following professional experience:
Snap Finance , Snap Finance , American Express , Keypoint Credit Union , Visa , Svb Financial , E Loan , First Franklin Financial Corp A Merrill Lynch , S1 , Atwealth .