Heba Refaat

FAQ About Heba Refaat

• What is Heba Refaat's address?

  Heba Refaat is located at
  Cairo, Cairo, Egypt

• What is Heba Refaat's job title?

  Heba Refaat is a
  WORK EXPERIENCE National Bank of Egypt (NBE) Sep 2012-Present Small and Medium Enterprises Division (SMEs) – Responsible for: 1. Financing SMEs through: a. Studying the customers. b. Identifying the customer’s need. c. Collecting the required papers. d. Visiting the customers. e. Analyzing the historical performance of the customers. f. Conducting financial statements analysis and preparing the projected financial statements. g. Preparing reports. h. Negotiating the risk department for the customer’s need. i. Providing the follow-up department with the customer’s updated documents, consultant’s reports, financials, …. etc., and following – up the implementation of the approval terms and the activation of the credit lines issued for the customer. j. Following – up the customers to pay installments and interests. k. Keep in touch with customers constantly. l. Keep in touch with all related parties searching for all possible marketing opportunities. MOSTAFA SHAWKI CONSULTING LTD August 2010-Sep 2012 Financial Cosulting Department – Responsible for: 1. Conducting share valuation through: a. Gather and analyze financial data. b. Analyzing the historical performance of the firm including:  Analyzing the profitability.  Analyzing the investment and financing structure.  Preparing a set of financial indicators including profitability ratios, liquidity ratios, activity ratios, and leverage and solvency ratios. c. Research and compile data on comparable companies. d. Analyze industry trend, competitors, and other relevant information to assess the potential opportunities, challenges and risks of the project. e. Determining the share value through conducting different valuation techniques including: i. Book value method. ii. DCF Method through:  Preparing the projected FSs.  Estimating the PV of net CF.  Determining the residual value of the firm. iii. P/E ratio. f. Preparing valuation reports. 2. Conducting financial feasibility studies through:  Analyzing the financing structure alternatives.  Estimating revenues (using marketing study) and costs.  Preparing the projected FSs and sensitivity analysis.  Preparing a set of financial indicators including PP, discounted PP, NPV, IRR, and PI. 3. Preparing business plans through analyzing the historical performance. National Bank

• What industry does Heba Refaat currently work in?

  Heba Refaat currently works in the
  National Bank

• What is Heba Refaat's area of expertise?

  Heba Refaat specializes in
  WORK EXPERIENCE National Bank of Egypt (NBE) Sep 2012-Present Small and Medium Enterprises Division (SMEs) – Responsible for: 1. Financing SMEs through: a. Studying the customers. b. Identifying the customer’s need. c. Collecting the required papers. d. Visiting the customers. e. Analyzing the historical performance of the customers. f. Conducting financial statements analysis and preparing the projected financial statements. g. Preparing reports. h. Negotiating the risk department for the customer’s need. i. Providing the follow-up department with the customer’s updated documents, consultant’s reports, financials, …. etc., and following – up the implementation of the approval terms and the activation of the credit lines issued for the customer. j. Following – up the customers to pay installments and interests. k. Keep in touch with customers constantly. l. Keep in touch with all related parties searching for all possible marketing opportunities. MOSTAFA SHAWKI CONSULTING LTD August 2010-Sep 2012 Financial Cosulting Department – Responsible for: 1. Conducting share valuation through: a. Gather and analyze financial data. b. Analyzing the historical performance of the firm including:  Analyzing the profitability.  Analyzing the investment and financing structure.  Preparing a set of financial indicators including profitability ratios, liquidity ratios, activity ratios, and leverage and solvency ratios. c. Research and compile data on comparable companies. d. Analyze industry trend, competitors, and other relevant information to assess the potential opportunities, challenges and risks of the project. e. Determining the share value through conducting different valuation techniques including: i. Book value method. ii. DCF Method through:  Preparing the projected FSs.  Estimating the PV of net CF.  Determining the residual value of the firm. iii. P/E ratio. f. Preparing valuation reports. 2. Conducting financial feasibility studies through:  Analyzing the financing structure alternatives.  Estimating revenues (using marketing study) and costs.  Preparing the projected FSs and sensitivity analysis.  Preparing a set of financial indicators including PP, discounted PP, NPV, IRR, and PI. 3. Preparing business plans through analyzing the historical performance.

• Which languages does Heba Refaat speak? 

  Heba Refaat speaks the following languages:
  No languages available.

• Which industries has Heba Refaat previously worked in?   

  Heba Refaat has prior experience in the following industries:
  No prior industries available.

• What is Heba Refaat’s work experience?  

  Heba Refaat has the following professional experience:
  National Bank , National Bank Of Egypt البنك الأهلي المصري .

• How can I find Heba Refaat on LinkedIn?  

  You can view Heba Refaat’s
  LinkedIn profile at LinkedIn URL.

• What are Heba Refaat’s work email addresses?  

  Heba Refaat’s work email addresses are
  [email protected] .

• What company does Heba Refaat work for?  

  Heba Refaat works at
  National Bank