Lakshmi Durga lakshmid@hdfc.com & | Experienced credit underwriter with a passion for assessing risk and facilitating sound lending decisions. Over 3 years in the industry, adept at analyzing financial data and providing valuable insights to support credit evaluations. Proficient in evaluating creditworthiness, conducting comprehensive financial analysis, and mitigating risk. Skilled at interpreting complex financial statements, assessing borrower credibility, and structuring appropriate credit solutions. Extensive experience in credit underwriting within the industry domain. Well-versed in assessing credit for diverse portfolios, including Retail lending, and mortgage underwriting. Familiarity with industry-specific regulations and compliance standards. Demonstrated proficiency in analyzing financial data, identifying trends, and evaluating risk. Adept at utilizing financial ratios, cash flow analysis, and credit scoring models to assess creditworthiness. Meticulous attention to detail in uncovering potential risks and opportunities. Strong interpersonal and communication skills, collaborating seamlessly with cross-functional teams, including loan officers, clients, and senior management. Proven track record in presenting clear and concise credit recommendations, negotiating terms, and building strong professional relationships. Passionate about credit underwriting and its impact on driving financial success. Committed to helping clients and organizations make informed credit decisions to support their growth and mitigate risk.

Lakshmi Durga

Experienced credit underwriter with a passion for assessing risk and facilitating sound lending decisions. Over 3 years in...

Andhra Pradesh, Andhra Pradesh, India

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Lakshmi Durga’s Emails [email protected]

Lakshmi Durga’s Phone Numbers No phone number available.

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Lakshmi Durga’s Location Andhra Pradesh, Andhra Pradesh, India

Lakshmi Durga’s Expertise Experienced credit underwriter with a passion for assessing risk and facilitating sound lending decisions. Over 3 years in the industry, adept at analyzing financial data and providing valuable insights to support credit evaluations. Proficient in evaluating creditworthiness, conducting comprehensive financial analysis, and mitigating risk. Skilled at interpreting complex financial statements, assessing borrower credibility, and structuring appropriate credit solutions. Extensive experience in credit underwriting within the industry domain. Well-versed in assessing credit for diverse portfolios, including Retail lending, and mortgage underwriting. Familiarity with industry-specific regulations and compliance standards. Demonstrated proficiency in analyzing financial data, identifying trends, and evaluating risk. Adept at utilizing financial ratios, cash flow analysis, and credit scoring models to assess creditworthiness. Meticulous attention to detail in uncovering potential risks and opportunities. Strong interpersonal and communication skills, collaborating seamlessly with cross-functional teams, including loan officers, clients, and senior management. Proven track record in presenting clear and concise credit recommendations, negotiating terms, and building strong professional relationships. Passionate about credit underwriting and its impact on driving financial success. Committed to helping clients and organizations make informed credit decisions to support their growth and mitigate risk.

Lakshmi Durga’s Current Industry Hdfc

Lakshmi Durga’s Prior Industry
Terso Investments | Hdfc

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Work Experience

Hdfc

Deputy Manager

Thu Jun 01 2023 00:00:00 GMT+0000 (Coordinated Universal Time) — Present

Hdfc

Assistant Manager

Thu Jun 01 2023 00:00:00 GMT+0000 (Coordinated Universal Time) — Thu Jun 01 2023 00:00:00 GMT+0000 (Coordinated Universal Time)

Hdfc

Senior Officer

Fri Oct 01 2021 00:00:00 GMT+0000 (Coordinated Universal Time) — Present

Hdfc

Management trainee

Thu Oct 01 2020 00:00:00 GMT+0000 (Coordinated Universal Time) — Present

Terso Investments

Internship Trainee

Wed May 01 2019 00:00:00 GMT+0000 (Coordinated Universal Time) — Sat Jun 01 2019 00:00:00 GMT+0000 (Coordinated Universal Time)

Skills

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FAQ About Lakshmi Durga

Lakshmi Durga is located at
Andhra Pradesh, Andhra Pradesh, India

Lakshmi Durga is a
Experienced credit underwriter with a passion for assessing risk and facilitating sound lending decisions. Over 3 years in the industry, adept at analyzing financial data and providing valuable insights to support credit evaluations. Proficient in evaluating creditworthiness, conducting comprehensive financial analysis, and mitigating risk. Skilled at interpreting complex financial statements, assessing borrower credibility, and structuring appropriate credit solutions. Extensive experience in credit underwriting within the industry domain. Well-versed in assessing credit for diverse portfolios, including Retail lending, and mortgage underwriting. Familiarity with industry-specific regulations and compliance standards. Demonstrated proficiency in analyzing financial data, identifying trends, and evaluating risk. Adept at utilizing financial ratios, cash flow analysis, and credit scoring models to assess creditworthiness. Meticulous attention to detail in uncovering potential risks and opportunities. Strong interpersonal and communication skills, collaborating seamlessly with cross-functional teams, including loan officers, clients, and senior management. Proven track record in presenting clear and concise credit recommendations, negotiating terms, and building strong professional relationships. Passionate about credit underwriting and its impact on driving financial success. Committed to helping clients and organizations make informed credit decisions to support their growth and mitigate risk. Hdfc

Lakshmi Durga currently works in the
Hdfc

Lakshmi Durga specializes in
Experienced credit underwriter with a passion for assessing risk and facilitating sound lending decisions. Over 3 years in the industry, adept at analyzing financial data and providing valuable insights to support credit evaluations. Proficient in evaluating creditworthiness, conducting comprehensive financial analysis, and mitigating risk. Skilled at interpreting complex financial statements, assessing borrower credibility, and structuring appropriate credit solutions. Extensive experience in credit underwriting within the industry domain. Well-versed in assessing credit for diverse portfolios, including Retail lending, and mortgage underwriting. Familiarity with industry-specific regulations and compliance standards. Demonstrated proficiency in analyzing financial data, identifying trends, and evaluating risk. Adept at utilizing financial ratios, cash flow analysis, and credit scoring models to assess creditworthiness. Meticulous attention to detail in uncovering potential risks and opportunities. Strong interpersonal and communication skills, collaborating seamlessly with cross-functional teams, including loan officers, clients, and senior management. Proven track record in presenting clear and concise credit recommendations, negotiating terms, and building strong professional relationships. Passionate about credit underwriting and its impact on driving financial success. Committed to helping clients and organizations make informed credit decisions to support their growth and mitigate risk.