
Manish Das
Key Role: Credit underwriting and credit appraisal - analysing financial statement of borrowers for assessing their credit worthiness... | Kolkata, West Bengal, India
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Manish Das’s Emails ma****@hs****.com
Manish Das’s Phone Numbers 1212525****
Social Media
Manish Das’s Location Kolkata, West Bengal, India
Manish Das’s Expertise Key Role: Credit underwriting and credit appraisal - analysing financial statement of borrowers for assessing their credit worthiness & risks and delivering independent credit decisions for corporate and business banking customers Key Responsibilities: Credit assessment of loan application (thorough study of financial statements, business plan, projections and business model). In depth analysis of accounts, financial analysis, ascertaining affordability, understanding working capital cycle, analyzing the performance and creditability of the business. Portfolio: Corporate and Business Banking portfolio of Commercial Banking segment Sectors: Manufacturing, Agriculture, Import/Export, Wholesalers, Retailers, Project Financing, Legal, Acquisition Funding, Management Buy-out, Cross-Border transactions etc Products handled: Trade Facilities, Bank Guarantees, Invoice Finance, Term loans, Overdrafts, Bonds, Commercial Mortgages, Corporate cards, Equipment Finance, Enterprise Finance Guarantee, Settlement Lines, and treasury products Skill Sets: Risk Management, Credit Underwriting, Quality Control, Financial Analysis, Training, Projects, Team handling, Customer Service, Auditing and Data Analysis
Manish Das’s Current Industry Hsbc Commercial Banking
Manish
Das’s Prior Industry
Hsbc
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American Express Bank
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Hsbc Commercial Banking
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Work Experience

Hsbc Commercial Banking
Assistant Vice President
Thu Sep 01 2016 00:00:00 GMT+0000 (Coordinated Universal Time) — Present
Hsbc Commercial Banking
Manager - Credit Risk
Fri Nov 01 2013 00:00:00 GMT+0000 (Coordinated Universal Time) — Thu Sep 01 2016 00:00:00 GMT+0000 (Coordinated Universal Time)
Hsbc
Assistant Manager - Credit & Risk
Mon Nov 01 2010 00:00:00 GMT+0000 (Coordinated Universal Time) — Tue Oct 01 2013 00:00:00 GMT+0000 (Coordinated Universal Time)
Hsbc
Process Trainer & Subject Matter Expert
Thu Jun 01 2006 00:00:00 GMT+0000 (Coordinated Universal Time) — Fri Oct 01 2010 00:00:00 GMT+0000 (Coordinated Universal Time)
American Express Bank
Customer Service Executive
Mon Nov 01 2004 00:00:00 GMT+0000 (Coordinated Universal Time) — Mon May 01 2006 00:00:00 GMT+0000 (Coordinated Universal Time)
Hsbc
Assistant Vice President
— Present