
Shruti Bolia
Currently working in bank of Maharashtra as Senior Manager, Corporate Lending. The profile includes the following : • Conducting detailed... | Udaipur, Rajasthan, India
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Shruti Bolia’s Emails sh****@ma****.co
Shruti Bolia’s Phone Numbers 91202553****
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Shruti Bolia’s Location Udaipur, Rajasthan, India
Shruti Bolia’s Expertise Currently working in bank of Maharashtra as Senior Manager, Corporate Lending. The profile includes the following : • Conducting detailed research on the financial history of businesses and individuals to determine client’s creditworthiness based on financial statements. • Evaluation of corporate clients having ticket size from Rs 50.00 crore to Rs 1000.00 crore and MSME borrowers from ticket size of Rs 20.0 Crore to Rs 50.00 Crore. • Evaluation of credit needs of Government organizations/ NBFC / HFC with competitive Rate of Interest. • Worked with syndication group of various banks like Axis Bank, ICICI bank etc for underwriting of exposure . • Evaluation of short term needs of the corporate in form of Bill Discounting/ LC/ FLC/ Export Bill Discounting / Packing credit . • Appraising prospective clients and preparation of Credit Appraisal Note along with financial sheet as per the prescribed format along with financial analysis and comments on same. • Monitor clients compliance with credit terms on an ongoing basis; identify and advise early warning signals. • Conduct periodic evaluation to ensure quality of accounts/portfolio. • Appraising industries and lending eco-systems and help in creating innovative lending products • Drawing conclusions from available data (both quantitative and qualitative) regarding the creditworthiness the client. • Identify early signs of stress in any account by continuously monitoring both external and internal reports/triggers. • Flagging of risk pertaining to borrowers which are proposed to be included in EWS. • Review all credit proposals, process information, perform credit investigations and approve/disapprove cases. • Review of delinquent accounts on a daily basis. Coordinate with the legal team on recovery efforts. • Negotiating terms and conditions with the clients. • Visit customers, assess applications and ensure that credit parameters are adhered to. • Ensure that agreed turnaround times are honored for all applications. • Ensure that all KYC guidelines issued by RBI from time to time are adhered to. • Ensure proper security creation process for all secured loans
Shruti Bolia’s Current Industry Hdfc Bank
Shruti
Bolia’s Prior Industry
Bank Of Maharashtra
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Hdfc Bank
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Work Experience

Hdfc Bank
Deputy Vice President
Tue Nov 01 2022 00:00:00 GMT+0000 (Coordinated Universal Time) — Present
Bank Of Maharashtra
Senior Manager, Corporate Credit
Wed Jul 01 2009 00:00:00 GMT+0000 (Coordinated Universal Time) — Fri Dec 01 2023 00:00:00 GMT+0000 (Coordinated Universal Time)